- Can I get 50 lakhs education loan?
- How is loan eligibility calculated for salary?
- Can I get 100 percent home loan?
- How is loan amount calculated?
- What is the EMI for 40 lakhs loan?
- What is the EMI for 60 lakhs home loan?
- How can I get 30 lakh loan?
- How much home loan can I get on 40000 salary?
- Can I get 15 lakh loan?
- How much loan can I get if my salary is 12000?
- What will be the EMI for 25 lakhs home loan?
- How much loan I can get if my salary is 25000?
- Can I buy a house with 40000 salary?
- How much loan can I get if my salary is 15000?
- What is the EMI for 20 lakhs home loan?
- How can I get a 50 lakh loan?
- Can I get 50 lakhs home loan?
- How much loan can I get on 50000 salary?
- How much loan I can get if my salary is 60000?
- How much loan can I get on 75000 salary?
- What will be the EMI for 15 lakhs?

## Can I get 50 lakhs education loan?

The monthly installments on an education loan of 50 lakhs works out at least to 50,000-60,000.

But,Most banks dont offer more than 7 lakh to 10 lakh rupees without collateral.

…

With loan amount collateral value almost equals the loan amount ..

## How is loan eligibility calculated for salary?

If you take a personal loan for a maximum of 5 years, then your loan amount will be ₹ 20,000*12*5 = ₹ 12,00,000. However, the multiplier is 20, then the loan amount will be ₹ 40,000*20 = ₹ 8,00,000. Therefore, the amount you will get on ₹ 40,000 salary is ₹ 8,00,000.

## Can I get 100 percent home loan?

Lending institutions provide Loan Against Property approval for a specific percentage of the mortgaged property’s value. For certain security purposes, lenders do not sanction a Mortgage Loan with LTV of 100%. You can avail a maximum of 90% of the property’s present market value from any lender.

## How is loan amount calculated?

The bank uses the latest interest rate to calculate this. So if your monthly net savings is Rs 12,600, the bank assumes that that is the amount available to pay off the EMI. If the prevailing interest rate is 10 per cent and you have applied for a loan tenure of 10 years, you will be eligible for a loan of Rs 9.5 lakh.

## What is the EMI for 40 lakhs loan?

EMI Calculations for a Home Loan of Rs. 40 Lakh with varying TenorsLoan DetailsMonthly Instalment40 lakh home loan EMI for 30 yearsRs. 35,10340 lakh home loan EMI for 20 yearsRs. 38,60140 lakh home loan EMI for 15 yearsRs. 42,98440 lakh home loan EMI for 10 yearsRs. 52,860

## What is the EMI for 60 lakhs home loan?

60 Lakh at 9% (0.75% per month) rate of interest with tenure of 20 years (240 months). Then, EMI = [60,00,000 x 0.75% x (1+0.75%)^240]/[(1+0.75%)^ (240-1)].

## How can I get 30 lakh loan?

30 Lakh loan from Bajaj Finserv. The credit is available against property mortgage, and individuals can receive up to Rs. 30 Lakh as a Loan Against Property. With higher property value, Bajaj Finserv also provides a loan of up to Rs.

## How much home loan can I get on 40000 salary?

40,000, then your EMI should not exceed 50% of your income. However, if your monthly salary is greater than Rs. 40,000, then your EMI should not exceed 65% of your monthly salary. Most lenders offer home loan up to 80% of home value, and the rest 20% has to be borne by you.

## Can I get 15 lakh loan?

15 lakh with flexible repayment….Axis Bank Personal Loan Details.Interest Rate12% – 21% p.a.Loan AmountUp to Rs.15 lakhLoan TenureUp to 5 yearsMinimum Income RequiredRs.15,000 (monthly)

## How much loan can I get if my salary is 12000?

Salary of 12000, Am I eligible for Loan? Check here onlineProductSalaryMin. loan amountPersonal Loan1200040000Home Loan12000300000Car Loan12000150000Credit Card12000

## What will be the EMI for 25 lakhs home loan?

Current EMI for ₹ 25 Lakh loan is ₹ 16,132 and EMI for ₹ 30 Lakh loan is ₹ 19,358 for a 30 year loan at the minimum interest rate.

## How much loan I can get if my salary is 25000?

Here taking a salary as ₹ 25k, & without any fixed monthly obligation, you can pay a maximum of ₹ 12,500 as EMI considering 50% FOIR. If the interest rate is 10% per annum, the loan amount eligibility can be arrived at ₹ 13,73,026 using a home loan eligibility calculator (assuming 3 household members).

## Can I buy a house with 40000 salary?

Take a homebuyer who makes $40,000 a year. The maximum amount for monthly mortgage-related payments at 28% of gross income is $933. ($40,000 times 0.28 equals $11,200, and $11,200 divided by 12 months equals $933.33.)

## How much loan can I get if my salary is 15000?

HDB Financial Services offers personal loans of up to Rs. 20 lakh to individuals who earn a minimum income of Rs. 15,000.

## What is the EMI for 20 lakhs home loan?

EMIs on a 20 lakh home loan for 30 yearsLoan AmountInterest rateEMIRs.20 lakh10%Rs.17,551

## How can I get a 50 lakh loan?

Axis Bank offers business loans in the range of Rs. 50,000 to Rs. 50 lakh at interest rates that are determined on the basis of your business profile, loan amount, financial assessment, loan tenure, and past track record. You can also avail business loans from Axis Bank under the Pradhan Mantri Mudra Yojana (PMMY).

## Can I get 50 lakhs home loan?

Generally, the banks provide maximum upto 85% of loan against the value of property. Therefore, if you want a home loan for buying a property of Rs. 50 lakhs, the maximum amount you can get is 85% of that ie 42.50 lakhs. Banks also consider other specific criteria before accepting the property for granting a loan.

## How much loan can I get on 50000 salary?

How much home loan can I get on my salary?Net Monthly incomeHome Loan AmountRs.30,000Rs.22,37,206Rs.40,000Rs.29,82,941Rs.50,000Rs.37,28,676Rs.70,000Rs.52,20,1461 more row

## How much loan I can get if my salary is 60000?

However, if you are deliberating on the loan amount with how much loan I can get on a 60,000 salary, the approved amount should be close to Rs. 16.20 lakhs….Multiplier Method.SalaryExpected Personal Loan AmountRs. 40,000Rs. 10.80 lakhsRs. 50,000Rs. 13.50 lakhsRs. 60,000Rs. 16.20 lakhs2 more rows•Apr 8, 2020

## How much loan can I get on 75000 salary?

Similarly, if your salary is ₹ 75,000, you might get eligible for a loan amount of ₹ 84,16,413 to ₹ 98,19,504 for same property at same rate depending on your age at the time of loan application.

## What will be the EMI for 15 lakhs?

EMI Calculations for a Home Loan of Rs. 15 Lakh with Different TenorsLoan AmountEMI when Tenor is 10 YearsEMI when Tenor is 20 YearsRs. 15,00,00019,82314,475