Question: How Can I Finance A Ring With Bad Credit?

Does Blue Nile do payment plans?

Monthly payment plans are available from the Blue Nile Credit Cards range from interest-free financing on qualifying purchases paid in full within 6-18 months..

How much should you put down on an engagement ring?

General Rule: You should spend at least 2 months salary on the engagement ring. If, for example, you are making $60,000 per year, you should spend $10,000 on the engagement ring.

Does Zales finance bad credit?

Zales | The Diamond Store If you want to consider a No Credit Needed* option that offers you the possibility to take your piece of jewelry home today, we offer a Lease Purchase Program through Progressive Leasing.

Do you need good credit to finance a ring?

To qualify for a low- or zero-APR card, you’ll need to have great credit. If that isn’t the case, then you may need to take some time to build up your credit score first. While you may be impatient to get down on one knee and propose, taking your time and financing your ring the right way will save you big.

Do jewelers offer payment plans?

Most major jewelers offer financing plans, some of which feature 0% interest for a limited period of time. … Blue Nile offers no-interest financing for six and 12 months, or equal payments for 24, 36 or 48 months at 9.9% (the time period depends on the amount financed).

Does Zales offer payment plans?

**Minimum payments required each billing period. Interest will apply according to your regular credit terms….Lease Purchase ProgramMinimum Purchase Amount$300Initial Payment$79†Payment Term (Complete by)12 Months (Standard Lease)Special Offers and Benefits At Zales:8 more rows

What credit score does Kay Jewelers require?

A FICO credit score of 604 is recommended for a higher chance of approval, but this is not required.

Does Kay Jewelers have payment plans?

If you want to consider a No Credit Needed* option that provides you the possibility to take your jewelry home today, we offer a Lease Purchase Program through Progressive Leasing.

What jewelry stores approve bad credit?

16 Jewelry Stores With Easy Credit Approval (Some for No/Bad Credit)Blue Nile.Reeds Jewelers.SuperJeweler.Kay Jewelers.Zales.Gage Diamonds.Ice Jewelry.Jared the Galleria of Jewelry.More items…•Apr 20, 2020

What is the easiest jewelry store to get credit from?

The easiest jewelry credit card to get is pretty much any jewelry credit card, including those from Helzberg Diamonds, Iddeal Jewelry, and Zales. You have about the same chance of getting all of them because they all are store cards that require fair credit (640+) for approval.

What credit score is needed for Jared?

602Q: What credit rating do I need for a Jared card? As we have just pointed out in the answer to the previous question, you should have a credit score of at least 602 (fair), but you can try to pre-quality even with a lower credit score.

Is Blue Nile legit?

Blue Nile diamonds are absolutely legit. But because they cost less than diamonds at brick-and-mortar retailers, it’s understandable how someone shopping for a diamond might be skeptical. The price difference is all in the business model.